If you are facing foreclosure or have already been through foreclosure, below is a list of resources that may be helpful to you:

• United Way is a national network of nearly 1,300 local organizations that work to advance the common good by focusing on education, income and health.
• The U.S. Department of Housing and Urban Development’s Web site lists ways to avoid foreclosure, as well as several HUD-approved housing counselors. (HUD approved counselors)
• The Michigan State Housing Development Authority (MSHDA) provides financial and technical assistance through public and private partnerships to create and preserve safe and decent affordable housing.
• MSHDA’s Save the Dream program provides helpful information to assists homeowners who are experiencing financial difficulties or facing foreclosure.
• U.S. Department of Justice — Info on how to avoid foreclosure scams.
• Greenpath Debt Solutions is a non-profit that provides free counseling sessions to help you resolve financial problems, as well as other services.
• ACORN is a non-profit organization that campaigns against predatory lending.

Southeast Michigan

• Michigan Foreclosure and Deliquency Assistance (United Way 2-1-1) — In addition to providing you with mortgage assistance and delinquency resources, the United Way 2-1-1 database contains more than 20,000 programs and services.
• Wayne County Mortgage Foreclosure Prevention Program seeks to assist residents at risk of foreclosure through education, awareness, counseling, and intervention.
• Metro Net Library Consortium — Eight suburban Detroit area public libraries make up Metro Net, at ten sites in Wayne and Oakland Counties.
• Washtenaw County Treasurer’s Office
• Washtenaw County MSU-Extension Office — Washtenaw County’s Mortgage Foreclosure Intervention Program can help with housing counseling, or direct you to a counselor in your area. (PDF flier for Under Water event on 8/24/09)
• Oakland County Housing Counseling provides mortgage default resolution services, including delinquency, default, or foreclosure problems, as well as reverse mortgage counseling to allow seniors to stay in their homes.
• Lighthouse of Oakland County provides foreclosure intervention counseling to assist people in saving their homes.
• The Detroit Office of Foreclosure Prevention and Response – A free community resource to help you stay in your home.

West Michigan

• Home Repair Services is a non-profit organization serving lower-income homeowners throughout Kent County, MI that works with homeowners and lenders to prevent foreclosure whenever possible.

Flint Area

• Metro Housing Partnership works in conjunction with community-based non-profits to expand and enhance affordable housing initiatives in Flint and Genesee County.
• The Genessee County Land Bank works with homeowners to increase property values and stabilize neighborhoods in Genessee County.

Documents

• Michigan foreclosure data as of December 2008 (Word)
• Foreclosure numbers by Michigan county (Excel)
• Michigan Foreclosure Prevention Project flyer (PDF)

Resource map

View Michigan Radio: Facing The Mortgage Crisis – Resources in a larger map